Long Term Disability Insurance

SEE PLAN RATES

Industrial Staffing Services, Inc. is proud to introduce its optional Voluntary Long Term Disability program. It is an employee-paid program from United States Life. This program will enable you to purchase low-cost disability protection (see rates and provisions) that will provide you disability benefits to the age of 65. Benefits are available in $100 increments with a minimum benefit of $500. You can select any number of units, up to the plan maximum of 60% of your annual salary to a maximum benefit of $6000.

STANDARD FEATURES

$6000 MAXIMUM MONTHLY BENEFIT
MATERNITY COVERED AS ANY OTHER SICKNESS
THREE MONTH SURVIVOR BENEFIT
WAIVER OF PREMIUM FOR DISABLED EMPLOYEES
COVERAGE FOR PARTIAL DISABILITIES
180 DAY ELIMINATION PERIOD
2 YEAR OWN OCCUPATION H PREMIUMS DEDUCTED FROM YOUR PAYCHECK

PRE-EXISTING CONDITIONS LIMITATION

A pre-existing condition is an injury or sickness for which you incurred charges; received medical treatment; consulted a physician; or took prescription drugs for within 3 months before becoming insured under the plan. If a total disability is due to a pre-existing condition, and it begins within 12 months of the date you became insured by the plan, no benefits will be paid.

To obtain an enrollment form, please contact Fran at Rotator or, for more information you can direct your questions to Joe Marini at The OSSA Group, or call him at 1-800-582-8203.